EzCheckPrinting And EzCheckPersonal Software Now Available In Bundle Version

by admin 12. April 2013 10:19

In responding to the requests from customers, we launched the promotion of the bundle version of Ezcheckprinting and Ezcheckpersonal software. Customers can get both check writers for business and family at discount price $58 ($10 off from the regular price $68)

 

Both ezCheckPrinting and ezCheckPersonal are compatible with Windows 8 system, 32-bit or 64-bit. It can also run on Windows XP, Me, 2000, 2003 and Vista, 7 system. Other features included in both check printing applications are:

- Easy to use and learn, even for those who don’t have an accounting or IT background

- Prints MICR characters accepted by most banks — no need to order expensive checks pre-printed with bank information

- Add a logo and other customizable design features for a professional look to checks

- No limit to the number of accounts that can be used

- Write an unlimited number of checks

- Write checks on blank check stock or pre-printed checks

- Include signature image on checks to save time signing checks

- Customizable report features that are easy to use

- Save time by printing multiple checks in one click

- The business version ezCheckPrinting can export and import of check data for use with ezTimeSheet, Excel file, QuickBooks, Microsoft Money, and other accounting software.

 

To learn more about our check writer, visit our site at www.halfpricesoft.com

 

What Are The Benefits Of Using Personal Checks?

by admin 14. April 2011 08:01

With debit cards and credit cards becoming the most popular mode of payment, are people forgetting the concept of paying by checks? The truth is that there are a number of advantages of using personal checks for making your payments. For people who thought that the use of checks is becoming obsolete, here is some news. As per the information revealed by the Federal Trade Commission, there are more than thirty three billion checks written each year. This is a far cry from becoming obsolete!

Are you wondering why people are still using checks? Well, there are a number of advantages of using personal checks for your transactions. First of all, using checks will help you stay within your spending limits. Unlike credit and debit cards where the chances of overshooting the funds available are high, checks ensure you stick to your budget. Writing out a check will make you see the truth about the frivolous lifestyle you are leading and help you stay out of debts.

Personal checks come with check registers or duplicate checks, both of which can be used to track the payments that you have been making. Hence, unlike in the case of debit and credit cards, you will not have to wait for your monthly statements to see how you have been spending your money.

Just imagine your landlord asking you for rent. Or, your friend asking you to return the money you borrowed. You surely cannot use the debit or credit card in your wallet to make these payments! You will have to fall back on personal checks or cheap checks to repay the dues to them. Similarly, you would have to write out checks for the babysitter you hired, or to send a gift to your dear grand daughter who just turned 8! None of the cards can come to your help in such situations.

Finally, your check can be as unique as you. With the concept of personalizing personal checks or cheap checks online coming into play, you can design them to look the way you want. This adds some personality to the checks and reveals your personality.

(Source: http://www.waypointsworld.com/know-benefits-using-personal-checks.htm/comment-page-1#comment-27)

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Personal Finance

New Credit Card Scam to Watch Out For

by admin 12. April 2011 10:08

We just received the following message from one friend and decided to share it with friends here.

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Just a heads up for everyone regarding the latest in Visa fraud. Royal Bank received this communication about the newest scam. This is happening in southern Alberta right now and moving.

This one is pretty slick since they provide YOU with all the information, except the one piece they want..

Note, the callers do not ask for your card number; they already have it.

This information is worth reading By understanding how the VISA & MasterCard telephone Credit Card Scam works, you'll be better prepared to protect yourself. One of our employees was called on Wednesday from 'VISA', and I was called on Thursday from 'MasterCard'.

The scam works like this:

Person calling says - 'This is (name), and I'm calling from the Security and Fraud Department at VISA. My Badge number is 12460, Your card has been flagged for an unusual purchase pattern, and I'm calling to verify. This would be on your VISA card which was issued by (name of bank). Did you purchase an Anti-Telemarketing Device for $497.99 from a marketing company based in Arizona ?'  When you say 'No', the caller continues with, 'Then we will be issuing a credit to your account. This is a company we have been watching and the charges range from $297 to $497, just under the $500 purchase pattern that flags most cards. Before your next statement, the credit will be sent to (gives you your address), is that correct?' You say 'yes'.

The caller continues - 'I will be starting a Fraud Investigation. If you have any questions, you should call the 1- 800 number listed on the back of your card (1-800-VISA) and ask for Security. You will need to refer to this Control Number. The caller then gives you a 6 digit number. 'Do you need me to read it again?'

Here's the IMPORTANT part on how the scam works - The caller then says, 'I need to verify you are in possession of your card'.  He'll ask you to 'turn your card over and look for some numbers'. There are 7 numbers; the first 4 are part of your card number, the last 3 are the Security Numbers that verify you are the possessor of the card. These are the numbers you sometimes use to make Internet purchases to prove you have the card.  The caller will ask you to read the last 3 numbers to him. After you tell the caller the 3 numbers, he'll say, 'That is correct, I just needed to verify that the card has not been lost or stolen, and that you still have your card  Do you have any other questions?'

After you say no, the caller then thanks you and states, 'Don't hesitate to call back if you do', and hangs up. You actually say very little, and they never ask for or tell you the card number. But after we were called on Wednesday, we called back. Within 20 minutes to ask a question. Are we were glad we did!  The REAL VISA Security Department told us it was a scam and in the last 15 minutes a new purchase of $497.99 was charged to our card. We made a real fraud report and closed the VISA account. VISA is reissuing us a new number.. 
What the scammers want is the 3-digit PIN number on the back of the card. Don't give it to
 them.  Instead, tell them you'll call VISA or Master Card directly for verification of their conversation..
 

The real VISA told us that they will never ask for anything on the card as they already know the information since they issued the card! If you give the scammers your 3 Digit PIN Number, you think you're receiving a credit; however, by the time you get your statement you'll see charges for purchases you didn't make, and by then it's almost too late and/or more difficult to actually file a fraud report.

What makes this more remarkable is that on Thursday, I got a call from a 'Jason Richardson of MasterCard' with a word-for-word repeat of the VISA Scam. This time I didn't let him finish. I hung up!  We filed a police report, as instructed by VISA. The police said they are taking several of these reports daily! They also urged us to tell everybody we know that this scam is happening. I dealt with a similar situation this morning, with the caller telling me that $3,097 had been charged to my account for plane tickets to Spain , and so on through the above routine..

It appears that this Is a very active scam, and evidently quite successful.

 

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