For plan years starting in 2026, the ACA affordability percentage for employer-sponsored health coverage has increased to 9.96%.
- Increased Percentage: The affordability percentage for 2026 is 9.96%, up from 9.02% in 2025.
- Plan Year Basis: This percentage applies to plan years beginning in 2026.
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Employer Responsibility: This increase in the affordability percentage affects the employer shared responsibility provisions under the ACA, as well as eligibility for premium tax credits.
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Potential Impact: This increase may require employers to adjust their health plan offerings and employee contribution strategies for 2026.
If you need to file ACA forms, learn more at
https://www.halfpricesof...95/aca-1095-software.asp