How to File 1095 ACA Forms Electronically to the IRS without a TCC

ez1095 software streamlines 1095/1094-C and 1095/1094-B form preparation, including paper printing, PDF printing, and electronic filing (e-filing) to the IRS and states.

With ez1095, you have two options for e-filing ACA forms with the IRS:

1. Self-Filing - Requires your own TCC (Transmitter Control Code).

2. In-App E-Filing Service - No TCC required; we file on your behalf.

Using ez1095's In-App E-Filing Service (No TCC Required)

If you do not have a TCC, you can use our hassle-free e-filing service:

1. Enter or import your form data into the ez1095 software.

2. Upload your completed forms through the software.

3. We handle the submission - our team will file the ACA forms with the IRS using our IRS account and TCC.

4. Monitor your submission status easily from your client portal.

Learn More:
How to e-File 1095 ACA Forms with ez1095 in-app service

How to estimate and purchase e-filing 1095/1094 service

Self-Filing vs. Using ez1095 In-App Service

Two Ways to E-File ACA Forms to IRS with ez1095

	Self-Filing	Using ez1095 In-App Service
Who Uses It?	Experienced e-filers DIY new e-filers	First-time 1095 e-filers without an IRS account and TCC Experienced e-filers looking to save time

Is an IRS Account Required?	Yes	No
Is a TCC Required?	Yes	No
Do I Need to Pass ACA Testing?	Yes (Only for first-time 1095 e-filers)	No

Supported Forms	1095/1094-C and 1095/1094-B	1095/1094-C and 1095/1094-B
Original Submission, Replacement, and Correction	Yes	Yes
How to Submit Forms to IRS	Manually upload XML files on the IRS site using your own IRS account and TCC	Upload XML files within ez1095. We handle IRS submission using our account and TCC.

Cost	ez1095 license	ez1095 license + e-filing service fee

Support	Free general support	Dedicated Account Manager

Pros	Lower cost	Fast and Easy: - No need to apply for a TCC or pass ACA testing - In-app form submission in just a few clicks - IRS schema validation before submission - We monitor submission status and notify you - Detailed reports if IRS detects errors (including employee-specific errors)
Cons	- First-time filers must apply for an IRS account, TCC, and pass ACA testing - Must manually upload files - Must track submission status independently - Must interpret IRS XML error reports	Extra e-filing service fee
	Self-Filing	Using ez1095 In-App Service

Related information:

Self-File Directly with the IRS

How to apply IRS account and TCC

How to pass ACA testing

Step-by-step guide: How to DIY E-File 1095 Forms with your own IRS account and TCC

File to States

How to file ACA forms to state CA, DC, MA, NJ, RI and more

From $295

Securely File 1095 & 1094 ACA Forms In-House

ez1095: IRS Approved. Trusted By Thousands.

Prepare, print, PDF print and e-file 1095-B, 1094-B, 1095-C and 1094-C ACA forms

Unlimited accounts. Unlimited forms.

For 2016 to 2026 tax seasons.

For both federal and states.

Try free DEMO today. No obligation. No credit card required. No risk.

ez1095 is compatible with Windows 11, 10, 8.1, 8, 7, and other Windows system, 32-bit or 64-bit.

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