Question: Can an accountant use ezACH software to pay employees or government?
1. If you can log in the employer's bank account and this bank account supports the ACH payment feature, the answer is "Yes".
For example:
You are an accountant. You process the payroll for your own company.
You are a CPA and you can log in your client's (the employer's) bank account to pay their employees.
1.1 How to enable ACH payment feature.
If the employer's bank account does not support the ACH payment feature, please contact the business support team in the bank to enable it.
Most banks support ACH payment
American Express Centurion Bank, Bank of America, Merrill Lynch, BB&T, BMO Harris Bank, BNY Mellon, Capital One, Citibank N.A., Discover Financial Services, Inc., Fifth Third Bank, First PREMIER Bank, Huntington National Bank, J.P. Morgan, KeyBank, M&T, Merrick Bank Corporation, MetaBank, Navy Federal Credit Union, PNC Bank, Citizens Bank, Regions Financial Corp., State Bank & Trust Company, Silicon Valley Bank, SunTrust, TCF National Bank, TD Bank, N.A., The Bancorp Bank, UMB Bank, U.S. Bank, and Wells Fargo
The NACHA Operating Rules require that ACH credits settle in one to two business days and ACH debits settle on the next business day.
2. If you are a CPA and you want to upload the ACH file to your own bank account to transfer the fund from the your client's (the employer's) account to their employee accounts (or government), you need to contact your bank to confirm you have the permission.
The bank may not give this permission to each company.
More Information
What is ACH
Automated Clearing House (ACH) is an electronic network for financial transactions in the United States. With ezACH software, you can create the NACHA ACH file to make ACH Payment easily. ezACH makes it easy to
- Deposit the funds for payroll, employee expense reimbursement
- Pay Vendors
- Pay Government taxes
- Collect payments from customers
The ACH processes all credits and debits from a particular bank in one batch. This method is thus more suitable when you receive funds from multiple clients or send payments to multiple employess and vendors.
ezACH can generate the ACH file that you can upload to your account for electronic fund tranfers. If you have not installed this ACH generator, you can download and try it free for 14 days with no obligation and no credit card needed.
ezACH software is compatible with Windows 11, 10, 8.1, 8, 7, Vista, 2012, 2003 and other Windows PC.
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