Submit ACA Forms to IRS: MonthlyEmployeeRequiredContriGrp 1095C-020-05 Error

IRS AIR Error [1095C-020-05]:

If any data element(s) in Form 1095C 'MonthlyOfferCoverageGrp' ('JanOfferCd' through 'DecOfferCd') has a value of '1B', or '1C', or '1D' or '1E', or '1J', or '1K', or '1L', or '1M', or '1N', or '1O', or '1P', or '1Q', or '1T', or '1U', then the corresponding data element(s) in 'MonthlyEmployeeRequiredContriGrp' ('JanuaryAmt' through 'DecemberAmt') or the 'AnnlEmployeeRequiredContriAmt' must have a value less than 3,500.

Reason

The error checks for consistency between:

1) Line 14 (Offer of Coverage) - values 1B, 1C, 1D, 1E, 1J, 1K, 1L, 1M, 1N, 1O, 1P, 1Q, 1T, or 1U

2) Line 15 (Employee Required Contribution) - corresponding monthly amounts (JanuaryAmt to DecemberAmt) or AnnlEmployeeRequiredContriAmt

You might enter a wrong code in line 14. Or you might enter a wrong value in line 15.

Solution

1. Find which 1095 form is with this error.

How to Read IRS Error Description File to Find the 1095 Form

2. How to fix the error

Please ensure that the values entered on Line 14 (Offer of Coverage) and Line 15 (Employee Required Contribution) are correct.

According to IRS rules, if any item on Line 14 is set to one of the following codes: '1B', or '1C', or '1D' or '1E', or '1J', or '1K', or '1L', or '1M', or '1N', or '1O', or '1P', or '1Q', or '1T', or '1U, then the corresponding amount on Line 15 (or the annual required contribution amount) must be less than $3,500.

IRS Instructions for Forms 1094-C and 1095-C
https://www.irs.gov/pub/irs-pdf/i109495c.pdf

Start ez1095, follow IRS guide, fix the errors and file ACA forms again.

If IRS denied your submissions, you may need to file the replacement. If IRS accepted your submission with errors, you may need to file the correction forms. If you are not sure, please contact IRS directly to confirm it.

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How to efile 1095-C correction form only

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